If you're an Aussie Tradesman looking for the best value-for-money Insurance solutions, then you are in the right
place!.
Whether it's Public Liability insurance that you need, Tools of Trade cover, Commercial Vehicle insurance,
Disability Income Protection, Contractors Annual insurance, or a tailored package solution, we have got you covered.
Simply complete our quick quote request to compare rates & options from a selection of Australia's leading & best
known Specialist Insurers, via our National Broker Panel.
Find the right cover at the best rates!
Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.
Whether you’re a builder, sparkie, plumber, tiler or contractor, having the right insurance is essential for protecting your tools, your income, and your livelihood.
We connect tradies across every state in Australia with trusted specialist brokers who understand your trade—and know how to get you great cover at a competitive rate.
From Public Liability Insurance to Tool Insurance, Commercial Vehicle Cover, Contractor Income Protection, and more—we’ve got solutions tailored for sole traders, subcontractors, and small trade businesses.
Fast Quotes, Trusted Brokers
Why Use Us to Find Your Tradies Insurance?
Compare Quotes from a panel of leading specialist insurers
Save Time & Money with one simple quote request
Tailored Insurance Packages for your specific trade and business setup
Australia-Wide Broker Network – QLD, NSW, VIC, TAS, NT, WA, SA
No Pushy Sales – just expert advice from real insurance professionals
We’re not an insurer—we help you connect with experienced trade insurance brokers who offer the right policies for your work type, risk profile, and budget.
Types of Cover We Can Help You Find
Popular Insurance Options for Tradesmen:
Public Liability Insurance – Mandatory on most worksites; protects against injury & damage claims
Tool Insurance / Tools of Trade Cover – Protects your tools against theft, loss, or damage
Disability Income Protection / Personal Accident Cover – Covers your income if you're unable to work
Commercial Vehicle Insurance – For vans, utes, and work vehicles used in your trade
Contract Works & Annual Contractors Insurance – Suited for builders and project-based work
Professional Indemnity Insurance – For tradies offering design, planning, or consulting services
Tailored Insurance for Every Type of Tradie, in Every State
Whether you're a WA FIFO mine electrician, a Queensland electrical contractor, a NSW residential builder, or a Tasmanian tiler running your own small business, the type of insurance you need can vary widely depending on your trade, your location, and how your business is structured. We assist sole traders, subcontractors, contractors, and small business owners across Australia—ensuring each tradie gets the right level of cover, whether you're working on a major commercial project, a local renovation, or anything in between. With access to brokers who understand licensing requirements, regional risks, and site-specific obligations, we make it easy to find policies that fit your situation—no matter how unique.
Why Choose Us?
Unlike direct insurers, we don’t just offer one option. We partner with a trusted panel of specialist brokers who know the ins and outs of trade insurance—and who are focused on getting you the right protection. Our quote process is fast, transparent, and designed to save you time. With Australia-wide access, deep industry knowledge, and real people who understand the pressure tradies face, we’re here to help you stay covered, stay compliant, and stay on the tools with confidence.
Trades Insurance
Trades insurance, or Tradies Insurance, is a combination of insurance policies, packaged specifically to meet
the needs of Aussie Tradesmen. Trades insurance can typically include public liablility insurance, tools of
trade insurance, commercial motor vehicle insurance and income protection insurance. Tradies can choose just
one, or multiple coverage options.
Trades insurance comes in a range of forms, based on the specific needs and nature of each tradie's
business.
Our quotes are sourced from an Australia-wide panel of specialist insurance brokers.
Simply complete our short online quote form for access to the best Trades Insurance
rates in the country.
Trades insurance policy conditions and provisions can vary significantly between insurance companies so it is
highly recommended that you seek comprehensive advice before selecting a policy to meet your particular needs.
Public liability, tools of trade, commercial motor vehicle and income protection insurance are all available
individually through many financial institutions and brokers throughout Australia.
However Trades insurance is a specialist field so, when looking for the best Trades insurance solution, it
is advisable to seek the services of a specialist who is licensed in the field of Trades insurance.
Visit our extensive library of informative Trades Insurance Articles, the latest Insurance Online News,
and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.
Trades Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal
advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a
quote request.
A specialist Trades Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers
you provide in your trades insurance quote request.
For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.
Trades insurance is a specialised type of coverage designed to protect individuals and businesses in the trades industry. This category includes a wide range of professionals such as electricians, plumbers, builders, and other manual workers who face unique risks in their day-to-day operations. - read more
Trades insurance is a type of coverage specifically designed to protect those who work in various trades, such as electricians, plumbers, carpenters, and builders. It encompasses a range of insurance products tailored to address the unique risks and challenges faced by tradespeople in their day-to-day activities. - read more
Budgeting is one of the most crucial aspects of running a small trade business. Without a proper budget, it's easy to lose track of your expenses and revenues, leaving you in a financial mess. This can be especially challenging for small trade businesses where margins are often tight, and a minor miscalculation can lead to significant issues down the line. - read more
Tradespeople work hard to earn their income, often facing unique expenses that can impact their bottom line. Understanding and maximizing tax deductions is crucial for minimizing these costs and keeping more of what they earn. By making informed decisions about expenses, tradespeople can significantly reduce their taxable income. - read more
Insurance is a crucial safety net for tradespeople, protecting against unforeseen mishaps that can disrupt their work and finances. Whether you're a carpenter, electrician, plumber, or any other skilled trade professional, having the right insurance can make a significant difference in your business continuity and peace of mind. - read more
Recent findings from the PwC Insurance Banana Skins Survey reveal that Australian insurers are lagging behind their global counterparts in risk preparedness. The survey, which gathered insights from 698 insurance executives across 42 territories, indicates that Australian insurers scored 6.6% lower on the Preparedness Index compared to the global average. - read more
Australian homeowners are facing significant increases in home insurance premiums, with average rates rising by 16% over the past year. This surge is largely attributed to the escalating frequency and severity of extreme weather events, which have led to higher claims and increased rebuilding costs. - read more
Reinsurance plays a pivotal role in maintaining the financial stability of Australian insurers, effectively shielding them from potential losses that could reach up to $70 billion. In the past financial year, general insurers in Australia invested approximately $2.5 billion in reinsurance, a strategic move that has proven invaluable in mitigating the financial impact of increasingly frequent and severe natural disasters. - read more
Insurance Australia Group (IAG), a leading insurer in the Australian market, has recently raised concerns about the escalating impact of climate change on home insurance premiums. The company warns that Australians should anticipate rising costs, attributing this trend to the increasing frequency and severity of weather events driven by climate change. - read more
The Australian insurance industry is facing mounting challenges as it falls behind international counterparts in preparedness levels, according to the latest PwC Insurance Banana Skins Survey. The findings come at a time when Australian insurers are grappling with multiple simultaneous threats ranging from digital security concerns to regulatory pressures and affordability challenges. - read more
